Insurance company adjusters owe a duty to their policyholders. When you are injured in a car accident or you suffer an injury because someone failed to exercise good judgment or provide a safe area on their premises, the insurer has an obligation to act in the best interest of their customer. In reality, this does not always occur, insurance adjusters are protecting the company’s bottom line. In some cases, insurance adjusters fail to make the proper inspections and conduct their own investigation. In other cases, they simply deny legitimate claims outright. This is when it is important to work closely with a Topeka, KS personal injury law firm.
Lawrence Car Accident Claims
Let’s assume you have been in a car accident in Overland Park, Shawnee County, Manhattan, Kansas City, Douglas County, Emporia, Wichita, Atchison, Olathe or Salina and you contact a personal injury attorney in Lawrence, KS. Because Kansas is a no-fault insurance state, you can file a claim because your injury is considered serious or life-altering. The insurance company denies your claim stating there is insufficient evidence to prove their client was at fault.
Once your personal injury attorney in Lawrence, KS has had an opportunity to review police reports and talk to witnesses to the accident, it is determined the other driver was at fault for your injuries and they submit a settlement offer to the insurance company on your behalf. The insurance adjuster has a duty to inform their customer, let them know if the settlement offer is outside the limits of their policy and let them know what the upside and downside of accepting the offer might be. This does not always occur because the insurance company makes money by collecting premiums and not paying claims whenever possible. A personal injury attorney in Lawrence, KS can help make sure they pay your claim in a timely manner.
Topeka Bad Faith Insurance Claims
When the insurance company denies your claim, a personal injury attorney in Topeka, KS can help you get the compensation you are entitled to. After a car accident, or another type of incident where you suffered an injury due to the negligence of a third party, your personal injury attorney in Topeka, KS is working to get you the best possible settlement for your injuries. In most cases, this means compensation for lost wages, medical bills and other out-of-pocket costs and losses you suffered. You may also be able to claim non-economic losses such as pain and suffering. A personal injury attorney in Topeka, KS will fight back against the insurance company to make sure you are properly compensated for your injuries.
Victims of injuries should contact a personal injury attorney in Topeka, KS immediately after suffering an injury. However, in some cases, victims approach insurance companies on their own only to find out they are not negotiating in good faith. Whether you have been recently injured or you need help fighting back against a denied claim, or a settlement offer that is not sufficient to make you financially whole, contact a personal injury attorney in Topeka, KS to protect your rights.